Yes, you can get a cashier’s check from a variety of places besides a bank. However, it is important to note that not all of these places will offer cashier’s checks to non-customers. Additionally, the fees associated with getting a cashier’s check from a non-bank source may be higher than those charged by a bank.
Here are some places where you can get a cashier’s check
Banks
Banks are the most common place to get a cashier’s check. Most banks will offer cashier’s checks to their customers, and some will even offer them to non-customers for a fee. The fees charged by banks for cashier’s checks vary, but they typically range from $5 to $20.
Credit unions
Credit unions are similar to banks, but they are owned by their members, not by shareholders. Credit unions often offer lower fees than banks, and they may be more willing to issue cashier’s checks to non-customers.
Money order issuers
Some businesses that sell money orders also offer cashier’s checks. These businesses typically charge a fee for cashier’s checks, which is usually higher than the fee charged by a bank. However, it may be more convenient to get a cashier’s check from a business that is located near you.
Online banks
Some online banks offer cashier’s checks to their customers. The fees charged by online banks for cashier’s checks vary, but they are typically lower than the fees charged by brick-and-mortar banks.
Check cashing stores
Check cashing stores are businesses that will cash personal checks for a fee. Some check cashing stores also offer cashier’s checks. The fees charged by check cashing stores for cashier’s checks are typically higher than the fees charged by banks or credit unions.
It is important to note that not all of these places will offer cashier’s checks to non-customers. Additionally, the fees associated with getting a cashier’s check from a non-bank source may be higher than those charged by a bank. If you are unsure whether a particular place will offer cashier’s checks to non-customers, it is best to call ahead and ask.
Here are some tips for getting a cashier’s check:
- Plan ahead
It is important to plan ahead when you need a cashier’s check. This is because most places that offer cashier’s checks require you to have identification and to provide some personal information.
- Bring the right documentation
When you go to get a cashier’s check, you will need to bring the following documentation:
* A valid government-issued ID
* The name of the person or organization you are writing the cashier’s check to
* The amount of the cashier’s check
- Ask about fees
Before you get a cashier’s check, be sure to ask about the fees associated with it. The fees charged for cashier’s checks can vary, so it is important to compare prices before you make a decision.
- Consider other options
If you do not have a bank account or if you are unable to get a cashier’s check from a bank, there are other options available to you. You may be able to get a money order or a certified check. These options are not as secure as cashier’s checks, but they may be more convenient and less expensive.
Do Any Retailers Have/Sell Cashier’s Checks?
No, retail stores do not typically offer cashier’s checks. Cashier’s checks are a type of financial instrument that is issued by a bank or credit union. They are considered to be more secure than personal checks because they are guaranteed by the issuing institution. Retail stores do not have the same level of financial backing as banks or credit unions, so they are not able to offer cashier’s checks.
However, there are a few retail stores that offer a similar product called a money order. Money orders are also considered to be a secure form of payment, and they can be purchased at many retail stores, including:
Money orders typically cost between $1 and $2, and they can be purchased for any amount up to $1,000. To purchase a money order, you will need to provide identification and the amount of money you want to purchase. You will also need to sign the money order.
Once you have purchased a money order, you can mail it to the recipient or hand it to them in person. The recipient can then cash the money order at any bank or credit union.
If you need to make a large payment and you do not have a bank account, you can purchase a money order from a retail store. Money orders are a secure and convenient way to make payments, and they can be purchased at many locations.
Here are some additional information about cashier’s checks and money orders:
What is a cashier’s check?
A cashier’s check is a type of financial instrument that is issued by a bank or credit union. It is a guaranteed payment, which means that the bank or credit union promises to pay the full amount of the check to the person or organization that cashes it. Cashier’s checks are often used for large payments, such as down payments on homes or cars.
What is a money order?
A money order is a type of financial instrument that is similar to a cashier’s check. It is a guaranteed payment, but it is not issued by a bank or credit union. Money orders can be purchased at many retail stores, such as the United States Postal Service, Western Union, and MoneyGram.
What are the benefits of using a cashier’s check or money order?
Cashier’s checks and money orders offer several benefits over personal checks. They are guaranteed payments, which means that the person or organization that receives them can be sure that they will be paid. They are also more secure than personal checks, because they cannot be easily forged. Additionally, cashier’s checks and money orders are typically accepted at a wider range of businesses than personal checks.
What are the fees associated with using a cashier’s check or money order?
There are typically fees associated with using a cashier’s check or money order. The fees vary depending on the issuing institution or retailer. However, the fees are typically less than the fees associated with bounced checks.
How to get a cashier’s check or money order?
To get a cashier’s check or money order, you will need to provide identification and the amount of money you want to purchase. You will also need to sign the cashier’s check or money order.
If you have a bank account, you can get a cashier’s check from your bank. You can also get a cashier’s check from a credit union.
If you do not have a bank account, you can get a money order from a retail store. You can find a list of retail stores that sell money orders on the websites of the United States Postal Service, Western Union, and MoneyGram.