Food Lion allows customers to cash checks at its stores. It is important to bring a government-issued ID, such as a driver’s license or passport when attempting to cash a check at a store.
At Food Lion, you can cash personal checks and other types of checks including- payroll checks, rebate checks, traveler’s checks, and government checks too.
Food Lion Check Cashing Policy
According to its check cashing policy, Food Lion cashes personal checks written to customers by other people.
However, it uses a third-party check verification system, so the store may not be able to cash a personal check if it’s rejected.
It’s important to be aware of this policy before attempting to cash a personal check at Food Lion.
Cashing a personal check
As per its policy, if your checking account has experienced payment difficulties in the past, Food Lion may decline your personal check.
So, if you’re planning to use a personal check to pay for your groceries or to cash, make sure that your checking account is in good standing.
Bounced checks or fees may also result in a declined check.
And finally, the checks that Food Lion cashes are limited to those written by the account holder and associated with their own checking account – checks that were written to you by a third party will not be accepted.
Cashing a payroll check
As per the check-cashing policy of Food Lion, payroll checks up to $1,000 are accepted.
The signature on the check must be handwritten and should be of an authorized company representative.
It’s highly important to note that handwritten payroll checks are not accepted at the store, and this might be because of fraud prevention measures.
If, in case, you need to cash a handwritten payroll check, then you might want to consider looking for other options.
Food Lion Check-Cashing Fees
Food Lion charges a fee of $1.99 for cashing a check at most of its stores.
However, this fee may vary from store to store. But, it will be mostly around $1.99 for all check types.
Food Lion Check-cashing Dollar Limit
Food Lion has a check-cashing limit of $50 for personal checks, $1,000 for payroll checks, $499.99 for U.S Traveler’s Checks, $1,000 for tax refund checks, and $499.99 for cash rebate checks.
These are the dollar limits of the Food Lion Check-cashing policy.
So, if you need to cash a check of more value, it’s better to look for other available options like Walmart or a bank, or a credit union.
Accepted Check Types
You can cash these checks at Food Lion –
- Personal Checks
- Payroll Checks
- Government Checks
- Rebate Checks
- Traveler’s Checks
Different stores in different states have their own check-cashing policy, so, it’s best to contact the Food Lion in your neighborhood in order to get accurate information.
Does Food Lion accepts third-party checks?
No, you cannot cash third-party checks at Food Lion. And, you are also not allowed to use them to buy groceries.
Does Food Lion accept Money Orders?
No, you cannot cash a money order at Food Lion.
Walmart, ACE Cash Express, Money Mart, Check Into Cash, Check ‘n Go, etc are some places that cash money orders.
What checks are not cashed at Food Lion?
You cannot cash these checks at Food Lion –
- Two-party checks
- Third-party checks
- Money Orders
- Credit card checks
- Insurance checks
- Altered checks
- Handwritten payroll checks
- Checks handwritten using pencil
- Payroll checks with computer-generated font sign
So, these are some check types you need to be aware of. Make sure your check is not one of them before visiting a Food Lion near you to cash a check.
Can you buy groceries at Food Lion with a check?
Yes, you can buy groceries with a personal check at Food Lion.
All you have to do is pay with your personal check at the register for up to $50.
If the items are worth more than $50, you can pay the additional amount in cash or card.
So, there’s a maximum limit of $50 for buying groceries using a check at Food Lion.
Note: You can cash personal checks at Food Lion only when you buy something at the store
So, let’s say that you have a $100 personal check with you.
You can visit a Food Lion nearby and shop for $50 worth of groceries and pay with your check.
The cashier will cut the required amount and hand over you the remaining check amount i.e. $50.
Please note that you cannot cash more than $50 for personal checks at Food Lion.
Does Food Lion cash stimulus checks?
Yes, you can cash your stimulus checks at Food Lion stores.
However, there’s a cashing limit of $1,000 and so, if your stimulus check is above this limit, you are not allowed to cash it.
For example, a person with a $600 stimulus check can cash it at Food Lion whereas people who have got $1,400 and $1,200 stimulus checks will not be able to do so.
What are Food Lion Check-cashing hours?
Food Lion check-cashing timings are –
- Opening Time: 7 AM
- Closing Time: 11 PM
You don’t have to worry about weekends as Food Lion operates as usual on Saturdays and Sundays.
So, you can cash checks at Food Lion 7 days a week.