Check Cashing

Winn Dixie Check Cashing Policy (Fees, Limits, & Money Orders)

Winn Dixie is not a place to cash personal checks. You can only cash payroll checks and also, the amount must be $500 or less. As per its policies, Winn Dixie also does not cash money orders.

Does Winn Dixie cash checks

As per Winn Dixie’s check cashing policy, the type of check that can be cashed is an electronically signed payroll check and all other types of checks are not cashable.

The maximum amount that can be cashed is $500, and a valid photo ID needs to be presented in order to cash the check.

Expect a check cashing fee of about $3.50 when you go to Winn Dixie to cash your payroll check.

Remember that you must provide a valid government-issued ID card like a driver’s license or military ID or passport or green card to complete the transaction.

If it’s not an electronically signed payroll check, Winn-Dixie won’t cash it.

Steps To Cash

The steps to cash a check at Winn Dixie are as follows:

  1. Find a Winn Dixie location near you
  2. Present a government-issued ID to the cashier
  3. Your check will be verified by a third-party service
  4. If the verification is successful, you will be asked to sign an electronic receipt
  5. The check will be cleared and the money will be deposited within 3 business days.

Types of checks

Winn Dixie lets you cash payroll checks only. Check types you cannot cash include –

Winn Dixie Don’t Cash
Payroll checks worth over $500
Personal checks
Insurance checks
Hand-written checks
Two-party checks
Government checks
Traveler’s checks
Stimulus checks
Cashier’s checks
Third-party checks

If you are looking to cash one of these checks, visit any of these 24 places that cash most of these check types for a fee.

Cashable Limit

Check TypeMaximum Dollar Limit
Payroll Checks$500

The Winn Dixie Check Cashing policy allows cashing only electronically signed payroll checks up to a maximum of $500.


Check TypeMax. Check Cashing Fees
Payroll Checks$4

Most Winn Dixie stores charge a flat fee of $4 when you cash a payroll check of any amount. However, you may be charged $3.50 at some locations depending on the check amount.

The Winn Dixie check cashing fee may vary from location to location.

Does Winn Dixie Sell Money Orders?

Money orders are a secure way to send money and can be used for a variety of purposes, such as paying bills or sending funds to someone else.

Money OrderFeesLimit
Western Union$0.79$1,000

If you’re looking to purchase a money order, Winn Dixie is a good place to go.

Winn Dixie sells Western Union money orders in amounts up to $1,000. The fee for each $500 money order you buy is $0.79.

So, for example, if you purchase a $1,000 Western Union money order from Winn Dixie, the total cost will be $1.58.

Winn Dixie stores accept cash and debit cards for buying money orders. Note that there is a requirement of bringing a valid ID along when purchasing a money order.

MoneyGram money orders are not sold at Winn Dixie.

Does Winn Dixie Cash Money Orders?

Unfortunately, No. Winn Dixie does not cash money orders.

However, you can visit a Walmart near you to cash a money order of up to $5,000. The fee charged at Walmart is just $4 (for a $1,000 money order) and $8 for money orders up to $5,000.


Winn Dixie doesn’t cash personal checks, government checks like stimulus checks, tax refund checks, and cashier’s checks. Even two-party checks, insurance checks, & third-party checks are also not allowed for cashing. The only check type accepted is payroll checks (check cashing limit is $500) and that too must be electronically signed and not handwritten. The fee you need to pay for cashing a payroll check at Winn Dixie is $3.50 ($4 at some locations). Winn Dixie sells money orders up to a value of $1,000 but doesn’t cash money orders.