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Check Cashing

Does Giant Food Cash Checks? (Check-cashing policy, fees, & limits)

Check cashing policies can vary by store, so it’s always a good idea to call ahead and ask about the specific Giant Food store you plan to visit.

Generally, Giant Food accepts personal, payroll, and government checks for cashing, but you may need a Check Cashing Card for certain types of checks.

Remember to carry a government-issued photo ID as the store may require it for verification.

In fact, all check cashing places will likely require some form of identification. So, make sure you have that on hand just in case.

Giant Food Check Cashing Policy

As per Giant Food’s check cashing policy, you can cash personal checks, payroll, government checks, and welfare checks at the store provided you present a valid ID.

An important thing to remember is that the check cashing policy may vary from store to store, so it’s best to contact your local Giant Food location before attempting to cash a check.

According to the policy, for cashing payroll checks and government checks, the store may require that you have a Payroll and Business Check Cashing card.

If you don’t have a Payroll and Business Check Cashing card, you can apply for one at your local store. The approval process for check cashing at Giant Food may vary by location.

However, most stores will cash personal checks and some will cash payroll and government checks. You must present a government-issued ID to cash welfare checks.

Even if you are not a rewards member, you can still cash checks at Giant Food.

ID Verification

Giant Food accepts several forms of identification, such as

  • Driver’s license
  • Military ID
  • State-issued photo ID card

However, it makes use of TeleCheck, a company that verifies checks, so those cashing checks for the first time may need to show ID.

This 3rd party company uses predictive analysis to find potential fraud and so, Giant Food will run checks against it.

If you are on Giant Food’s verification system already, you won’t need to show ID. After the ID check, Giant Food will either approve or decline your check.

Endorsing the check is what you do to authorize the check-writer to deposit the funds into your account.

If everything goes smoothly, your ID will be verified, the check will be okayed, and you’ll sign a receipt.

Do not forget to take a copy of the receipt of the transaction.

Fees

Giant Food charges a check cashing fee that can range from $1 to $1.50 per check.

The company will cash personal checks, payroll checks, and government checks, but the specifics of what is accepted and what the fees are may vary by location.

In order to find a Giant Food near you, use this store locator. Simply enter your zip code and select a store in the neighborhood to find out the services it offers and its timings.

Dial the contact number to talk to a Giant Food customer support representative and get to know what type of checks can be cashed and what the fees are.

Limits

The check cashing limit at Giant Food will be based on your TeleCheck profile. However, as per the store policy, there is no dollar amount limit on the checks.

And also, there is no set limit on the number of checks one can cash at a time. But, Giant Food looks at each customer’s TeleCheck history to decide on the limit.

So, if the customer has had a number of bounced checks in the past, then Giant Food might have a lower limit for that customer.

Or, if the customer has always had a good check-cashing history, then Giant Food might allow that customer to cash more checks at a time and cash high-value checks.

Timings

The check cashing hours at Giant Food are 6 AM to 12 AM. So, basically, you can visit any Giant Food nearby during its business hours to cash your check.

Remember that the timings of each store may vary from place to place. So, for example, a Giant Food store may open to the public from 7 in the morning whereas another store might open at 8 AM.

So, first, get to know the opening & closing hours of the Giant Food store in your location. However, most stores open at 6 in the morning.