Meijer Check Cashing Policy: A check cashing policy of grocery stores is the policy by which a grocery store will cash a check for a customer.
This policy may vary from store to store, but generally, the store will require that the customer present valid identification and the check be written on a specific type of account.
The store may also charge a fee for this service.
This policy typically includes check types that can be cashed, such as payroll checks, government checks, and personal checks.
The store may also limit the amount of money that can be cashed at one time.
If you are next to a Meijer or going to shop at a nearby Meijer, you might be wondering if it cashes checks.
Keep on reading to find out Meijer’s check cashing policy, the check types they cash, and the fees they charge.
Does Meijer Cash Checks?
As per Meijer’s check cashing policy, customers can cash checks at its stores. So, if you are looking for a place to cash your check, Meijer is a great option.
As of 2022, Meijer lets customers cash government-issued checks and personal checks, but there is a limit on the amount that can be cashed.
It’s important to note that Meijer charges a fee for check-cashing services it offers, which varies depending on the type of check.
Learn more about Meijer’s check-cashing fees & limits below.
Meijer Check Cashing Policy
Currently, Meijer has a check-cashing policy that lets you cash personal and government checks after you’ve joined the Certegy verification system.
The grocery chain makes use of Certegy, a check verification and authorization company, to ensure that all customers are who they say they are and that the checks they provide are legitimate.
If you are not already a Certegy member, you will need to wait seven days before being able to cash checks at Meijer.
Once you have successfully verified your identity and are a member of Certegy, you can cash payroll or government checks at any Meijer store.
Meijer also makes use of First Data Corp.’s electronic check conversion system, which deposits the funds from your checks into your bank account.
The store charges customers about $5 per check for this service and the limit for cashing government checks is $2000, while personal checks have a limit of $1000.
Cashing Process
Follow these steps to cash a check at Meijer –
- Find a Meijer near you to visit.
- Go to the register.
- Ask the cashier to cash your check.
- Show your ID and the check you want to cash.
- The cashier will run the check through a verification system.
- If it’s valid, you’ll get your money!
In case you do not have a Certegy profile already, you will have to open one at the customer care desk during your visit. This takes a week to process, so you’ll need to come back after seven days to get your check cashed.
Accepted Check Types
These checks are cashable at Meijer stores –
- Personal Checks
- Stimulus Checks
- Tax Refund Checks
- Payroll Checks
- Government Checks
- Traveler’s Checks
At most Meijer locations, you will be able to cash these check types. However, a few stores have different policies or don’t provide cash checking services.
So, it’s best to contact your local Meijer store to find out the exact policy, cashable checks, their cashable limits, and fees charged.
Non-cashable Checks
You cannot cash these checks at Meijer –
- Handwritten Payroll Checks
- Post-dated Checks
- Starter Checks
- Cashier’s Checks
- Money Orders
- Third-party checks
In case you don’t have a bank account, some Meijer stores may cash money orders and cashier’s checks for you by charging more.
For this, you will be first asked to provide a valid government-issued ID and then, your Certegy profile will be analyzed to see whether you are an unbanked customer or not.
Cashable Limits & Fees
Have a look at this table –
| Check | Limit | Max. Fee |
|---|---|---|
| Personal Checks | $1000 | $5 |
| Tax Refund Checks | $2000 | $3 |
| Stimulus Checks | $2000 | $3 |
| Payroll Checks | $1000 | $5 |
| Traveler’s Checks | $1000 | $5 |
| Government Checks | $2000 | $3 |
Remember that the above table resembles the general rates of Meijer and the actual cashing cost may vary from location to location.
The cost of cash checking services typically depends on the state in which you live as several U.S states have their own check verification and authentication laws.
Check out this article to find out the fees chart in each state!
Cashier’s Checks
Meijer doesn’t cash cashier’s checks at most of its stores. However, it’s best to speak with a store associate to find out if the service is offered at your local store.
As of 2022, Unbanked customers i.e., people who don’t have a bank account may be able to cash their cashier’s check at some Meijer stores.
Use this store locator tool in order to locate your nearest Meijer and get the phone number of that store.
The tool will show you the services offered by that store, directions to reach that store, operating hours, and contact details.
Dial the number to talk to a customer support agent working at that store and ask if you can cash your cashier’s check.
Personal Checks
According to Meijer’s Check Cashing Policy in 2022, you can cash personal checks at all its stores. So, if you have a personal check, you can go ahead and cash it at any Meijer store.
However, the store requires you to use that check in order to purchase something at the store. Basically, it’s nothing but, you are writing a check to Meijer in exchange for merchandise.
But, first, Meijer will run your check through its Certegy verification system. And if it clears, you can cash it at the store.
Expect to pay around $5 to cash a $1000 personal check. This fee varies depending on the state you reside in.
So, be sure to check with your local Meijer store for the exact fee. That said, Meijer is not a cheap place to cash checks.
Your best bet is to go to the issuing bank and get cash for the check. Or, you can visit the cheapest check cashing places or stores.
Stimulus Checks
The check cashing policy of Meijer on stimulus checks is the same as government checks. Because stimulus checks are a type of government checks.
So, as per its policy, Meijer cashes stimulus checks up to a limit of $2000. This is the maximum cashing limit and the store has no minimum limit.
For cashing stimulus checks, you can expect to pay around $3 per check. However, this fee varies from store to store.
Money Orders
Looking for a place to cash your money order? Wondering if Meijer will cash them?
Unfortunately, Meijer does not cash money orders as of 2022. But, you can purchase a money order from the store for $0.65 per order.
The maximum value for a money order from Meijer is $500.
Meijer currently sells Western Union money orders at its stores.
So, if you are looking to buy a MoneyGram money order, you might want to find another grocery store like Walmart.
Using Checks To Pay
Like every grocery store, Meijer has its own check or debit card acceptance policy. As per its payment policies,
- You can pay for in-store purchases with a personal check for up to $25
- Personal checks can be used to pay at Meijer gas stations for up to $5
- In-store payments can be made with business checks for up to a max. of $25
- Traveler’s checks have a limit of $100 when used to pay in-store
- Debit cards have a limit of $50 on in-store purchases and $5 on gas
These are the purchase limits per day when you use checks at a Meijer near you. Feel free to ask a store associate if you have any doubts regarding the same.
Stores That Cash Checks Near You
You can also cash checks at a nearby –
So, if you don’t find a Meijer nearby or if it’s too far, just visit one of these check cashing places to cash your check!
Summary
Meijer’s Check Cashing Policy lets its customers cash personal checks (up to $1000), stimulus checks (up to $2000), payroll checks, business checks, organization checks, tax refund checks, and all other government checks. As of 2022, Meijer charges a maximum of $5 per check depending on the type of check, its total worth/value, and the state you reside. Currently, it doesn’t cash money orders, cashier’s checks, third-party checks, and handwritten payroll checks. All checks must be electronically signed in order to be able to cash at a Meijer near you.