Publix Cashier’s Check Policy: A cashier’s check is a type of check that is guaranteed by the bank that issues it.
The funds for the check are taken from the issuing bank’s account, so there is no need to wait for the check to clear.
This makes cashier’s checks a popular choice for large or time-sensitive payments.
Most grocery stores, other retailers, and check cashing places typically do not sell or cash cashier’s checks. Cashier’s checks must be purchased from a bank.
So, if you need to cash a cashier’s check, you will need to go to the bank that issued it. Read below to find out whether Publix sells or cash cashier’s checks!
Does Publix sell/cash Cashier’s checks?
As per Publix Cashier’s check policy, you cannot get a cashier’s check from the store nor can you use it as a form of payment.
So, as of 2022, Publix doesn’t sell or cash cashier’s checks.
None of the Publix stores we contacted accepts cashier’s checks as a form of payment, but all of them offer money orders.
Why Publix doesn’t cash a cashier’s check?
Grocery stores like Publix don’t generally sell or cash cashier’s checks because they are not a common form of payment.
Most people who want to purchase items from a grocery store will use either a debit or credit card, or they will use cash.
Cashier’s checks are often used for larger transactions, such as the purchase of a car or a house, and most grocery stores don’t have the necessary equipment to process or verify these types of payments.
And also, because cashier’s checks are a type of check, they can take longer to clear than a credit or debit card transaction.
This means that the grocery store might not be able to release the merchandise that was purchased until the cashier’s check has been processed.
Places that sell or cash Cashier’s checks
If you are in need of a cashier’s check, you can visit your local bank or credit union.
These institutions will be able to issue a cashier’s check for you and also provide instructions on how to deposit the check into your account.
You can get a cashier’s check at –
- TD Bank
- Bank Of America
- Chase Bank
- SunTrust Bank
- Wells Fargo
- Regions Bank
These are a few banks that offer cashier’s check services to their customers. You will require a checking account in order to purchase a Cashier’s check at most of them.
Don’t forget to carry a government-issued photo ID card such as your driver’s license!
What check types are accepted at Publix?
As of 2022, Publix cashes personal checks and payroll checks. However, there are limits in place on how much Publix will cash a check for.
If it’s a personal check, Publix will only cash it for up to $75. If it’s a payroll check, the most Publix will cash it for is $500.
And moreover, the store uses Certegy as its check-cashing service provider. This company verifies the authenticity of a check and also checks for potential fraud.
So, in case you were wondering, yes, you can go to Publix and cash your check except for some check types including cashier’s checks.
Just be sure to bring along some form of identification and that the check is within the store’s limits.
In short, Publix doesn’t cash cashier’s checks. You also cannot buy a cashier’s check at Publix stores as this check type is generally sold by financial institutions like banks. As per Publix’s check cashing policy in 2022, you can cash payroll checks (up to $500 value) and personal checks (up to $75 value). Currently, Publix is not accepting stimulus checks, unemployment checks, cashier’s checks, third-party checks, and tax refund checks.