The Kroger World Elite Mastercard is a credit card that offers a variety of benefits, including cash back rewards, discounts on gas, and travel rewards. One of the most important questions that people have about this card is where they can use it. In this blog post, we will answer that question and provide more information about the card’s benefits.
Where can I use my Kroger World Elite Mastercard?
You can use your Kroger World Elite Mastercard at any Kroger-owned store, including Kroger, Fred Meyer, Ralphs, Fry’s, King Soopers, and Smith’s. You can also use your card at any Kroger fuel center. In addition, you can use your card at any merchant that accepts Mastercard.
Kroger-owned stores
Kroger is the largest grocery retailer in the United States. It operates a chain of supermarkets, supercenters, and convenience stores under the Kroger, Fred Meyer, Ralphs, Fry’s, King Soopers, and Smith’s brands.
Kroger fuel centers
Kroger has a network of fuel centers located throughout the United States. These fuel centers offer a variety of fuel options, including gasoline, diesel, and E85.
Mastercard-accepting merchants
The Kroger World Elite Mastercard can be used at any merchant that accepts Mastercard. This includes a wide variety of stores, restaurants, and service providers.
Benefits of using Kroger World Elite Mastercard
The Kroger World Elite Mastercard offers a variety of benefits, including:
Cash back rewards
You can earn 5% cash back on eligible mobile wallet purchases on up to $3,000 spent per calendar year, then 1% after. You can also earn 2% back at Kroger-owned stores. (Kroger fuel centers are not eligible to earn 2% back.) And you can earn 1% back on all other spending.
Discounts on gas
You can get 25 cents off per gallon of gas during the first year of using the card. And you can earn a $100 bonus after you spend $500 in the first 3 months of account opening.
Travel rewards
You can earn points that can be redeemed for travel through the Mastercard Travel Rewards program.
Tips
The Kroger World Elite Mastercard is a great way to save money on groceries and gas. With its many benefits, it’s a card that everyone should consider applying for.
Here are some additional tips to help you get the most out of your Kroger World Elite Mastercard:
- Use your card for all of your grocery purchases. This is where you’ll earn the most rewards.
- Use your card to pay for gas at Kroger fuel centers. You’ll get a 25 cents per gallon discount during the first year of card membership.
- Use your card for all of your other purchases. You’ll earn 1% cash back on all other spending.
- Pay your bill on time and in full each month to avoid interest charges.
By following these tips, you can maximize your rewards and save money on your everyday purchases.
Additional benefits of the Kroger World Elite Mastercard
In addition to the benefits listed above, the Kroger World Elite Mastercard also offers the following:
- Extended warranty protection: You can get an extra year of warranty protection on eligible items purchased with your card.
- Purchase protection: You can be reimbursed for purchases that are damaged or stolen within 120 days of purchase.
- Travel accident insurance: You can be reimbursed for medical expenses incurred as a result of an accident while traveling.
- Trip cancellation/interruption insurance: You can be reimbursed for non-refundable travel expenses if your trip is cancelled or interrupted due to certain covered events.
- Lost luggage reimbursement: You can be reimbursed for the cost of replacing lost luggage.
These additional benefits can help you protect yourself from financial loss and make your travel experience more enjoyable.
How to apply for the Kroger World Elite Mastercard
To apply for the Kroger World Elite Mastercard, you can visit the Kroger website. You will need to provide some basic information, such as your name, address, and Social Security number.
The application process is quick and easy. You should receive a decision within minutes of applying. Remember that there will be a background check of your credit score. Learn more about the credit score requirement for this rewards card by Kroger.
Is the Kroger World Elite Mastercard right for me?
The Kroger World Elite Mastercard is a great option for people who frequently shop at Kroger and other Mastercard-accepting merchants. It offers a variety of benefits, including cash back rewards, discounts on gas, and travel rewards.
However, it is important to consider your spending habits and financial situation before applying for the card. If you do not spend a lot of money at Kroger or other Mastercard-accepting merchants, you may not earn enough rewards to offset the annual fee. Additionally, if you have a poor credit history, you may not be approved for the card.
If you are unsure whether the Kroger World Elite Mastercard is right for you, it is a good idea to compare it to other credit cards on the market. You can use a credit card comparison tool to compare interest rates, fees, and rewards programs.
Conclusion
The Kroger World Elite Mastercard is a great way to save money on groceries and gas. With its many benefits, it’s a card that everyone should consider applying for. However, it is important to consider your spending habits and financial situation before applying for the card. If you are unsure whether the Kroger World Elite Mastercard is right for you, it is a good idea to compare it to other credit cards on the market.
Here are some additional tips to help you decide if the Kroger World Elite Mastercard is right for you:
- Do you shop at Kroger often? If you do, you’ll be able to earn more rewards with this card than with a card that doesn’t offer any rewards at Kroger.
- Do you have a good credit score? You’ll need a good credit score to qualify for this card.
- Are you looking for a card with travel rewards? If so, there are other cards that offer better travel rewards than this one.
Ultimately, the decision of whether or not to get the Kroger World Elite Mastercard is up to you. Weigh the pros and cons and decide what’s best for your needs.