Getting A Cashier’s Check At Kroger: A cashier’s check is a check that is drawn on the funds of a bank, rather than the funds of the person writing the check.
The bank guarantees that the funds are available, which makes them a popular choice for large payments.
Cashier’s checks can also be used to avoid bounced checks and overdraft fees.
Places, where you can buy a cashier’s check, include banks, credit unions, and currency exchanges. The cost of a cashier’s check varies depending on the bank but is typically around $10.
Do you live near a Kroger? If so, you might be wondering if you can get a cashier’s check there.
Keep on reading to find out if Kroger sells cashier’s checks and what the process is like, whether you can cash a cashier’s check at Kroger, how much a Kroger cashier’s check costs, and more.
Does Kroger Sell Cashier’s Checks?
As of 2022, Kroger doesn’t sell cashier’s checks at any of its stores in the United States. So, if you’re looking to get a cashier’s check, you’ll need to go to a bank or other financial institution.
The best way to find out if a specific store sells cashier’s checks is to call the store or check its website.
However, in general, as per its check-cashing policy, Kroger currently offers several financial services through its money services department.
Kroger money services include sending or receiving money via Western Union, cashing checks, paying bills, prepaid cards, etc.
Where Can You Buy A Cashier’s Check?
You can get a cashier’s check at –
- Credit Unions
- Currency Exchanges
- ACE Cash Express
At U.S Bank, you can get one at $7 whereas it costs you $8 per check at Bank Of America branches. TD Bank currently charges $8 per check.
So, you can expect to pay around $10 for buying one cashier’s check at a financial institution near you. Remember that you’ll have to pay this amount in cash as banks & credit unions don’t accept card transactions to let you purchase one.
Why Kroger doesn’t carry Cashier’s Checks?
Retailers, especially Grocery stores like Kroger, Kmart, Publix, Food Lion, Meijer, Giant Food, Walgreens, Walmart, Wegmans, Winn-Dixie, etc typically do not sell cashier’s checks because they are not as commonly used as other types of checks, such as personal or business checks.
Additionally, grocery stores may not have the resources to verify that the funds are available for a cashier’s check before selling it.
Cashier’s checks are a popular choice for large payments because the bank guarantees that the funds are available.
So, if you need to make a large payment, a cashier’s check may be the best option. However, always remember that cashier’s checks cannot be bought or cashed at Kroger or any other retailer.
Does Kroger Cash Your Cashier’s Check?
Unfortunately, NO. Kroger doesn’t cash cashier’s checks as of 2022. Because, as per its check-cashing policy, a cashier’s check is not a type of check it accepts.
However, there are a few reasons why retail companies like Kroger may not cash a cashier’s check. One reason is that the store may not have the personnel to handle cashing these checks.
Additionally, many stores do not want to be responsible for verifying the funds on a cashier’s check, as this can be a time-consuming process.
As cashier’s checks are issued by banks, most stores will be happy to refer you to the nearest bank where you can cash your check.
Types Of Checks Accepted
The types of checks Kroger does include –
- Personal Checks
- Payroll Checks
- Two-party Checks
- Tax Refund Checks
- Insurance Settlement Checks
- Business Checks
- Child Support Checks
- Government Checks
- Debit Card Cashing
These are the types of checks you can cash at a Kroger near you. So, clearly, Cashier’s checks are not being offered as of 2022.
Does Kroger Do Money Orders?
Yes, Kroger does offer money order services at its 2000+ stores in the U.S. All you have to do is to carry any of your valid government-issued photo IDs like a driver’s license.
Expect to pay around $1 per money order however, the cost will vary from state to state. For more information, you can check out this article on state-wise check-cashing fees.
You cannot get a cashier’s check at Kroger nor you can cash it as it’s not an accepted check type as per the store’s check-cashing policy. So, if you need a cashier’s check, it’s best to head to your nearest bank like U.S Bank where you can pay $10 and get one by showing your ID. However, most banks require you to be an account holder in order to sell cashier’s checks to you. Currently, Kroger offers several money services including WU money transfers, sending or receiving money, money orders, and cashing different types of checks.